Terms & Conditions

Thank you for visiting our website (the Website). The Website is operated by Talvurieks (we, us). Contact us at: [email protected]. By using the Website or our services (Services), you accept these Terms and our Privacy Notice. If you do not agree, please do not use the Website. We may update these Terms by posting changes, and continued use means acceptance.

NO INVESTMENT GUIDANCE

Content is for general information only and does not amount to personal financial, investment, tax, or legal advice. You should seek independent professional guidance before making any investment decision.

PRODUCTS, THIRD PARTIES, AND EXTERNAL LINKS

References to products, platforms, or links may be supplied by third parties. Links are provided for convenience; we do not control third-party sites and are not responsible for their content or policies. Nothing on the Website is an offer, solicitation, or recommendation to buy or sell any financial product.

ELIGIBILITY AND ACCEPTABLE USE

You must be 18 or older and able to enter into a binding contract. You must not misuse the Website, including through illegal activity, malware, harassment, unauthorised scraping, or attempts to get around security. We may suspend access for any breach or risk.

INTELLECTUAL PROPERTY RIGHTS

Website content is owned by us or our licensors and protected by law. You receive a limited, non-exclusive license to access it for personal, non-commercial use. No copying, redistribution, or reverse engineering except where allowed by law.

DISCLAIMERS AND LIABILITY LIMITATIONS

To the fullest extent permitted by law, the Website and Services are provided as is without warranties of any kind. We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on the information provided here. Where liability cannot be excluded, our liability is limited to the maximum extent permitted by applicable law.

PRIVACY AND DATA PROTECTION

Personal data is handled in line with our Privacy Policy. Where relevant, privacy and data protection laws apply, and we put suitable technical and organisational safeguards in place while supporting rights requests as required by our role and the applicable law.

GOVERNING LAW AND CONTACT

These Terms are governed by applicable law as stated in our main disclosures. For questions, contact us at [email protected].